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You said it was cheap. How's that possible? What's your annual premium?

Zero. My employer pays $4600 or thereabouts. It's an HSA.

An HSA isn't insurance.

If you have $10,000 in an HSA, were to be badly hurt in a car accident and get a $100,000 hospital bill, who'd pay the extra $90,000?

If Obama really wanted to break the relationship between employers and health insurance he should have jacked up HSA participation.

The max contribution is $6,450, so you're still $1,850 under the limit.
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