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You should study the boards so you can make your own choices. But while you are learning, here are a few thoughts. Foolish Four is a decent initial strategy. But if you pay $8 to sell, $8 to buy and do four trades per year, your costs are $64 or 3.2% of your investment. Add account maintenance fee, and your costs are on the high side

This is my first post to any of the boards here at the Motley Fool.

If Lindsey would put two of the RP4 in his account and the other 2 of the RP4 in his wife's account, then the brokerage fees on this would be a maximum of 1.6%. (Assuming all 4 are traded).

I really don't know about the management fees. My Roth doesn't have one.

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