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Your calculation methodology is correct, and as I read pub 969 and the instructions to Form 8889 you have until 4/15/2015 to make 2014 contributions to your HSA.

The one thing I haven't verified is the 2014 contribution limit. The 2013 limit was $6450, so the $6550 you use looks like a normal increase for inflation; but I failed to easily find the 2014 number with a simple search.

Patzer
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