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Your post led to a thread which I had wanted to kick off. Thanks for starting it.

My case. We're recently retired and upscaling to a bigger, newer house in a less urban county, after calculating in taxes, increased utilities and insurance, and so forth.

I'm debating whether to finance the difference in value between old and new house, plus any improvements.

I see financing primarily as an inflation hedge, plus it preserves cash for retirement activities.

As to the inflation hedge, my thinking is that the Fed is caught between a rock and a hard place. It can't raise rates significantly, because the cost of financing the federal deficit would skyrocket. The only alternative available for the fed would be inflation.

Outside the Fed, I don't think anything will happen policy-wise that will make the Fed's task easier.

What am I missing?

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