No. of Recommendations: 2
Yours is a special needs situation, and your long term need is going to be based in no small part on what your future disability needs will be, and who will be providing them.

Rather than speculate on what those might be and how Medicare or SS would be able/unable to meet them, I would suggest that you go to the NAPFA web site and find a Fee-Only (hourly) advisor in your area who is knowledgable on special needs and Medicare, as well as Fed and State programs that will be available to you and if these are needs based.

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