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Ran across a post the other day somewhere that talked about what they referred to as zero sum budgeting. The idea is that at the end of the month your budgeted expenses (including savings) should exactly match your income.Since it's the first of the month I looked at my checking account balance before the July income and transferred the difference to my savings account. It will be interesting to see where I end up at the end of July.If I actually do this, I'll have to include an accrual category for the things I don't pay on a monthly basis.
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